Dubai fast‑tracks first‑time home ownership for over 2,000 residents

Dubai Media Office

Dubai’s First-Time Home Buyer Programme is fast-tracking home ownership across the emirate.

In just six months of its launch, more than 2,000 residents have bought their first home, generating over AED 3.25 billion in property sales, according to the Dubai Land Department.

Launched in July last year, the initiative is a joint effort between the Department of Economy and Tourism and the Dubai Land Department.

It brings together developers, banks and government partners to make buying a first home more accessible, offering priority access to new projects, customised mortgage options and special pricing.

The programme supports Dubai’s long-term economic vision under the D33 Agenda and the Real Estate Strategy 2033, while also strengthening community stability across the city.

So far, more than 41,000 residents have signed up. Nearly half of those who have purchased homes are long-term residents who have lived in Dubai for over five years but had never owned property before.

Strong participation from developers and banks has helped drive uptake, reinforcing the programme’s role in opening the door to home ownership for thousands of residents.

Simplified process

Fatma Almarri, a first-time home buyer under the programme, said: "Owning a home felt distant, especially on a single income. This Programme made the process simpler and more achievable, and it has helped me take control of my financial future with greater confidence."

"Owning my own property has been a life-changing milestone. Growing up in a family where homeownership was not common, I watched my parents move from one rental to another. Thanks to this Programme, I now have stability and a foundation I can build on for my future," said Jade Lee, another resident who benefited from the initiative.

Broader choices

As it expands with additional partners, including more developers, the programme will offer broader choices, ensuring that aspiring homeowners have access to a wider selection of properties.

Eligible residents can sign up for the programme via Dubai Land Department’s website or the Dubai Rest App.

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